Use it like cash, anywhere Mastercard ® is accepted. STAR ® from Fiserv is ready to help with a full-service debit payments network that gives your cardholders anytime, anywhere access to cash, purchases and payments options through any channel. Credit card brands dominate because debit card payments at merchants in the U.S. are overwhelmingly secured by signatures, not PINs. Offering convenient debit processing technology is essential to improving customer loyalty and revenue growth. Learn how you can maximize debit interchange by selecting the ideal network to complement your front of card brand. Debit Cards With a Debit or ATM card from Star Bank, you have quick and easy access to your money at ATMs, retail point-of-sale and online purchases*. First Data Corporation is a financial services company headquartered in Atlanta, Georgia, United States.The company's STAR Network provided nationwide domestic debit acceptance at more than 2 million retail POS, ATM, and Online outlets for nearly a third of all U.S. debit cards.. First Data has six million merchants, the largest in the payments industry. The network is owned and operated by STAR Networks, a subsidiary company of First Data. With rates typically lower than credit cards, accepting US Common Debit reduces your payment fees and gives your customers … Merchants using the Helcim Card Reader can automatically accept Chip & PIN debit cards from the most popular networks. The Board's Regulation II provides that an issuer subject to the interchange fee standard (a covered issuer) may not receive an interchange fee that exceeds 21 cents plus 0.05 percent multiplied by the value of the transaction, plus a 1-cent fraud-prevention adjustment, if eligible. STAR is an interbank network and EFTPOS network in the United States. The best-recognized credit union ATM network with nearly 30,000* ATMs nationwide Your members demand easy access to their accounts wherever they live, work or travel. As a full-service debit payment network, our STAR® Network gives cardholders safe access to their money virtually anytime and anywhere, at more than 1 million POS and ATM locations from coast to coast. The New York Currency Exchange (NYCE) is an interbank network connecting the ATMs of various financial institutions in the United States and Canada.NYCE also serves as an EFTPOS network for NYCE-linked ATM cards.. NYCE is based in Secaucus, New Jersey.Rivals of the network include STAR and Discover Card's Pulse.It is owned by Fidelity National Information Services STAR® from Fiserv is ready to help with a full-service debit payments network that gives your cardholders anytime, anywhere access to cash, purchases and payments options through any channel. Star Network helps business grow with robust security, services, and access with one of the leading ATM and PIN-debit networks. Debit networks such as NYCE, STAR and ACCEL maintain computer networks to route transaction information among businesses and banks. Our locator helps you find CO-OP ATMs (surcharge-free), Shared Branches, Star One branches & ATMs and Credit Union Service Centers, including maps and driving directions. STAR STATION® Real-time access to manage your ATM and debit card programs. With end-to-end transaction processing, driving, monitoring, and routing, we help you differentiate your ATM program with innovative services that grow profits, retain customers, and improve operational efficiencies. Don't have a Fiserv.com profile? Use them anywhere you see the Visa, Plus, CO-OP or Interlink logos. ATM and Shared Branch Networks. Pulse is an interbank electronic funds transfer (EFT) network in the United States.It serves more than 4,400 U.S. financial institutions and includes more than 380,000 ATMs, as well as POS terminals nationwide. STAR as their only unaffiliated network. Innovate and streamline gift and payroll card programs. Are You Maximizing Debit Interchange? Watch the video . This PIN Debit Networks Fee Schedule is accurate as of the effective date printed herein. Our process is simple. Real-time network management, backed by the most advanced fraud protection, helps ensure a secure and beneficial experience for cardholders and businesses. If you are a small business owner you may not be aware of the savings available by processing PIN-based Debit Cards correctly. Payment processor First Data Corp.’s Star debit network is poised to aggressively challenge Visa Inc. and Mastercard Inc. for a share of the signature-debit market that the global networks have dominated since signature debit became a payment option more than 20 years ago. STAR delivers a comprehensive suite of point-of-sale, e-commerce and card-not-present debit, ATM and funds transfer services with innovative functionality, such as industry-leading fraud mitigation tools. Just select the services you’re looking for and choose your desired location. Our contactless, PIN-secured, or signature debit solutions enable consumers to easily make purchases or access their money through our extensive network of POS and ATM locations. Our solution enables complete real-time network management with exception processing, transaction research, and marketing tools. The list of Free ATM Networks are: STAR Network: They have more than 2 million STAR ATM locations. 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