stream The registered office is Zenith Heights, No. x��SMo1����a�v$�g�-E��GRZ� ٪Q���p���п��. Subsequently, the bank has … Your browser does not support speech synthesis. Zenith Bank is a large financial service provider in Nigeria and West Africa. 11 0 obj Zenith Bank Plc has released its audited full-year financial statement for the period ended December 2019. The directors present their report on the affairs of ZENITH BANK PLC ("the Bank"), together with the financial statements and independent auditor's report for the period ended 30 June, 2020. endstream ZENITH BANK PLC FINANCIAL PERFORMANCE REPORT 2020 Q1. Zenith Bank Plc released its Q1 2020 Unaudited results for the period ended March 31st, 2020. 4 0 obj ... Special Report / Tue 08 Dec, 2020. endobj <> ���� JFIF ` ` �� ZExif MM * J Q Q �Q � �� ���� C 26.6 Zenith Bank PLC (ZENITH.ng), listed on the Nigerian Stock Exchange, has released its 2019 annual report. endobj Post Views: 580 Nigerian Domestic and Foreign Debt Q3 2020. Zenith Bank is a large financial service provider in Nigeria and West Africa. 5 0 obj <> endstream ",#(7),01444'9=82. Zenith Bank was established in May 1990. ���%��(#z2����(ﶌ�7��9���✕�5��ex���Z�x� ��H? NSE Its secure and user friendly digital experience on Mobile Banking, Internet Banking and Corporate Internet Banking makes it the preferred Bank for Retail Banking, Personal Banking, SMEs, Corporate Banking, Investment Banking. f` Check our pulse to see how healthy we are and also have an idea of the returns you can expect by becoming a shareholder. For more information about Zenith Bank PLC Ebenezer Onyeagwu Emerges “CEO of the Year” as Zenith Bank Wins Big at SERAS Awards 2020 Zenith Bank Plc also emerged winner in two other categories at the SERAS Awards. LSE 2.90 Reports for 2015. %PDF-1.5 <> Welcome to Zenith Bank Plc. <>>> Written by; Ifunanya Ikueze Across board, the result showed fairly positive improvements, including the profit for the period which increased by 7.9% year on year. PDF. ZENITH reported a marginal growth in profit after tax in the first quarter ended 31st March 2020; N50.526 billion in Q1 2020 against the N50.234 billion reported in the same period in 2019. “The delay is to enable the bank conclude all outstanding regulatory requirements in the course of approval of the financial statements. On Monday, March 16, 2020, Zenith Bank Plc held its 29th Annual General Meeting (AGM) in Abuja, and it was an opportunity for shareholders of the bank to engage the top hierarchy of the company on some issues, including the financial statements and others. Zenith Bank, in its financial sustainability report for 2020, said it is going further by leveraging its retail banking drive to reach the unbanked. ZENITH reported a marginal growth in profit after tax in the first quarter ended 31st March 2020; N50.526 billion in Q1 2020 against the N50.234 billion reported in the same period in 2019. Zenith Bank disclosed that it spent over N12 billion in five years (2014-2019) on Corporate Social Responsibility (CSR) investments in Nigeria. Zenith Bank Plc engages in the provision of banking and financial services to corporate and individual customers. <> A leading multinational financial service provider based in Nigeria. 0.00, Title Sponsorship of The National Women's Basketball League, Sponsorship of the Nigeria Football Federation (NFF), Zenith Economic Quarterly Vol.16 No.4 October 2020, Zenith Bank emerges Bank of the Year in Nigeria in The Banker’s Bank of the Year Awards 2020, Zenith Economic Quarterly Vol.16 No.3 July 2020, Zenith Bank GMD Seeks Expansion of Non-Oil Exports Post COVID-19, Zenith Bank Rewards Customers with Massive Giveaways in the “Zenith Beta Life” Weekly Promo. pLɢ��R[i����#��[M�Ƕ2ό�jT3�΢��̊��TY��zq|O�E^��3��>Q���nϬ�R�UJ+��kQr�v3�*[�?0���̂�LJ�/��yX]�ZU�c�|��Ǎ;,X vV�/���S9�~Z0 ��K���m��G\y�YI.�iS��Jƿl��~��C��,X�`��f�؋��t\��;�t�W��FTw{M���cb>�@7"[�>��7u��J��x��g��{V_Aog�9媛��ۣ{���"�E4 �b흕Y�!/�r4���ө�aEN��9a-�=0N:�����…ǿ^�n>+��������8,��!�a�|~�$�����dE=��ڐ�6X(�ӳ �ne{�i���6��0���^=7`]�3,��`�f/���]h��y�Q[漠��?/�>_/�~E���*��-ݕ�_U9�rN���cqkU���M��bI�E���O�π�iq�Ͽ�)��p�p�^V X�� �J�����a�vuu�@�>?��b2���#9 !p�O�A��[��v��7t � endobj endobj Other offerings include Credit Cards, Debit Cards, … L¯�"W��� �I�\{����y |�Bה���&� 16. The report stated that the bank’s CSR was categorized into five … Zenith Bank PLC Summary of Financial Statements. The bank has paid interim dividends consistently since 2017, paying 30kobo interim dividend each in 2018 and 2019 financial years. Shareholders of Zenith Bank Plc yesterday, at the 29th Annual General Meeting of the Bank, held at the Shehu Musa Yar’Adua Centre, Abuj approved the proposed final dividend of … endobj <> Zenith Bank, on the other hand, reported a record profit after tax N208 billion out of a gross earning of N662 billion. Zenith Bank Group Q3 2020 - Presentation. Aug 31, 2020 Zenith Bank’s half-year numbers show improved performance driven by non-interest revenue, especially from trading and other incomes, following which top and bottom-lines rose, translating to 331 kobo Earnings PerShare from its N103.83 billion profit, which was equally supported by interest income for the period. stream Nigerian Banking Industry Report 2020, Featuring Profiles of First Bank of Nigeria, Guaranty Trust Bank, United Bank for Africa, Zenith Bank, Taj Bank, Unity Bank, and More Email Print Friendly Share The bank has equity investments in Zenith Custodian, Zenith Securities and Zenith General Insurance. 1 0 obj 6 0 obj The bank has equity investments in Zenith Custodian, Zenith Securities and Zenith General Insurance. Annual Financial Report Feb 21 2020; ... Zenith Bank Plc (The Bank) is a Nigeria-based company, which is engaged in the provision of banking and other financial services to corporate and individual customers. stream Zenith Bank Plc is, however, optimistic that the reports will be submitted to the Exchange on or before September 30, 2020. Zenith Bank disclosed that it spent over N12 billion in five years (2014-2019) on Corporate Social Responsibility (CSR) investments in Nigeria. Zenith Bank has successfully bolstered this narrative even further with the release of its Half Year 2020 Financial Report, where it closed with a profit of N103.8 billion. <> Zenith Bank Group Q3 2020 - Press Release, Zenith Bank Group H1 2020 - Press Release, Zenith Bank Group Q1 2020 - Press Release, Zenith Bank Group Q3 2020 Financial Statement - Full, Zenith Bank Group Q3 2020 Financial Statement - Summary, Zenith Bank Group H1 2020 - Financial Statement Full, Zenith Bank Group H1 2020 Financial Statement - Summary, Zenith Bank Group Q1 2020 Financial Statement - Full, Zenith Bank Group Q1 2020 Financial Statement - Summary, Zenith Bank Group H1 2020 – Conference Call Audio File, Zenith Bank Group Notice Of Annual General Meeting, Zenith Bank Group 2019 FYE - Press Release, Zenith Bank Group Q3 2019 - Press Release, Zenith Bank Group H1 2019 - Press Release, Zenith Bank Group Q1 2019 - Press Release, Zenith Bank Group 2019 FYE – Full Financial Statement, Zenith Bank Group 2019 FYE – Abridged Financial Statement, Zenith Bank Group Q3 2019 Financial Statement - Full, Zenith Bank Group Q3 2019 Financial Statement - Summary, Zenith Bank Group H1 2019 - Financial Statement Full, Zenith Bank Group H1 2019 - Financial Statement Summary, Zenith Bank Group Q1 2019 Financial Statement - Summary, Zenith Bank Group Q1 2019 Financial Statement - Full, Zenith Bank Group 2019 FYE – Conference Call Audio File, Zenith Bank Group H1 2019 – Conference Call Audio File, Zenith Bank Group 2018 FYE - Press Release, Zenith Bank Group Q3 2018 - Press Release, Zenith Bank Group H1 2018 - Press Release, Zenith Bank Group Q1 2018 - Press Release, Zenith Bank Group 2018 FYE – Full Financial Statement, Zenith Bank Group 2018 FYE – Abridged Financial Statement, Zenith Bank Group Q3 2018 Financial Statement - Full, Zenith Bank Group Q3 2018 Financial Statement - Summary, Zenith Bank Group H1 2018 - Financial Statement Full, Zenith Bank Group H1 2018 - Financial Statement Summary, Zenith Bank Group Q1 2018 Financial Statement - Full, Zenith Bank Group Q1 2018 Financial Statement - Summary, Ratings Direct Research Update Sep-13-2018, Zenith Bank Group 2018 FYE – Conference Call Audio File, Zenith Bank Group H1 2018 – Conference Call Audio File, Zenith Bank Group 2017 FYE - Press Release and Conference Call Details, December 2017 Zenith Bank Pillar 3 Disclosures - Market Discipline, Zenith Bank Group Q3 2017 - Press Release, Zenith Bank Group H1 2017 - Press Release, Zenith Bank Group Q1 2017 - Press Release, Zenith Bank Group 2017 FYE – Full Financial Statement, Zenith Bank Group 2017 FYE – Abridged Financial Statement, Zenith Bank Group Q3 2017 Financial Statement - Full, Zenith Bank Group Q3 2017 Financial Statement - Summary, Zenith Bank Group H1 2017 Financial Statement - Full, Zenith Bank Group H1 2017 Financial Statement - Summary, Zenith Bank Group Q1 2017 Financial Statement - Full, Zenith Bank Group Q1 2017 Financial Statement - Summary, Zenith Bank Group 2017 FYE – Conference Call Audio File, Zenith Bank Group H1 2017 – Conference Call Audio File, Zenith Bank Group 2016 FYE - Press Release and Conference Call Details, Zenith Bank Group Q3 2016 Result - Press Release, Zenith Bank Group H1 2016 - Press Release, Zenith Bank Group Q1 2016 Result - Press Release, Zenith Bank Group 2016 FYE – Full Financial Statement, Zenith Bank Group 2016 FYE – Abridged Financial Statement, Zenith Bank Group 2016 FYE – Financial Statement Summary, Zenith Bank Group Q3 2016 - Full Financial Statement, Zenith Bank Group Q3 2016 - Abriged Financial Statement, Zenith Bank Group Q3 2016 - Financial Statement Summary, Zenith Bank Group H1 2016 - Financial Statement Full, Zenith Bank Group H1 2016 - Abridged Financial Statement, Zenith Bank Group H1 2016 - Financial Statement Summary, Zenith Bank Group Q1 2016 - Full Financial Statement, Zenith Bank Group Q1 2016 - Financial Statement Summary, Zenith Bank Group Q1 2016 Result – Presentation, FYE 2016 Zenith Bank Group Conference Call, December 2016 Zenith Bank Pillar 3 Disclosures - Market Discipline, June 2016 Zenith Bank Pillar 3 Disclosures - Market Discipline, Zenith Bank Group Q3 2015 – Press Release, Zenith Bank Group H1 2015 – Press Release, Zenith Bank Group Q1 2015 Result – Press Release, Zenith Bank Group 2015 FYE – Financial Statement Full, Zenith Bank Group 2015 FYE – Financial Statement Summary, Zenith Bank Group Q3 2015 – Financial Statement Full, Zenith Bank Group Q3 2015 – Financial Statement Summary, Zenith Bank Group H1 2015 – Financial Statement Full, Zenith Bank Group H1 2015 – Financial Statement Summary, Zenith Bank Group Q1 2015 – Full Financial Statement, Zenith Bank Group Q1 2015 – Financial Statement Summary, Zenith Bank Group Q1 2015 Result – Presentation, FYE 2015 Zenith Bank Group Conference Call Audio File, H1 2015 Group Results Conference Call Audio File, December 2015 Zenith Bank Pillar 3 Disclosures – Market Discipline, June 2015 Zenith Bank Pillar 3 Disclosures – Market Discipline, 2015 FYE Notice of AGM & Dividend Payment Information, Zenith Bank Group FYE 2014 Results – Press Release, Zenith Bank Group Q3 2014 Results – Press Release Zenith Bank PLC Q3, Zenith Bank Group H1 2014 Unaudited Financial Results – Press Release, Zenith Bank Group Q1 2014 Unaudited Financial Results – Press Release, Zenith Bank Group FYE 2014 – Full Financial Statement, Zenith Bank Group Q3 2014 – Full Financial Statement, Zenith Bank Group Q3 2014 – Financial Statement Summary, Zenith Bank Group H1 Financial Statement Full, Zenith Bank Group H1 Financial Statement Summary, Zenith Bank Group Q1 Financial Statement – Full, Zenith Bank Group Q1 Financial Statement – Summary, Zenith Bank Group FYE 2014 Results – Presentation, Zenith Bank Group Q3 2014 Results Presentation, Zenith Bank Group H1 2014 Results Presentation, Zenith Bank Group Q1 2014 Investor Relations Presentation, Fitch Standard & Poor 2014 Ratings Report, Zenith Bank FYE 2014 – Conference Call Details, Zenith Bank FY 2014 Conference Call Audio File, Zenith Bank H1 2014 Group Results Conference Call Audio File, Zenith Bank Group Press Release & Conference Call Details for Q3_2013, Zenith Bank Group Financial Statement Full, Zenith Bank Group Financial Statement Summary, Zenith Bank Group Abridged Group Accounts 2013 (FINAL), Zenith Bank Group Financial Statement Q3 2013, Zenith Bank Group Financial Summary H1 June 2013, Zenith Bank Group Full Financial Statement H1 June 2013, Zenith Bank Group Financial summary Q1 2013 – Excel, Zenith Bank Group Financial Summary Q1 2013, Zenith Bank Group Interim Report Q1 March 2013, Zenith Bank Group FYE 2013 Results Presentation to Investors and Analysts, Zenith Bank Group H1 2013 Group Results Presentation, Zenith Bank Group Q1 2013 Investor Relations Presentation, Zenith Bank Group H1 2012 - Press Release, Zenith Bank Group Audited Results FYE 2012, Zenith Bank Group Q1 2012 Unaudited Results, Zenith Bank Group 2012 FYE Investor Relations Presentation, Zenith Bank Group H1 2012 Group Results - Presentation, Zenith Bank Group Q1 2012 Group Results - Presentation, Standard and Poor Ratings report 2012 Full, Fitch Credit Ratings 2012 – Zenith Rating, Conference Call Invitation Zenith H1-2012 Results, Zenith Bank Group Q1 2011 Financial Statement – Unaudited, Zenith Bank Group FYE 2011 - Press Release, Zenith Bank Group FYE 2011 Financial Statement – Abridged, Zenith Bank Group Q3 2011 Financial Statement – Unaudited, Zenith Bank Group H1 2011 Financial Statement – Unaudited, Zenith Bank Group FYE 2011 Group Results Presentation, Zenith Bank Group Q3 2011 Group Results Presentation, Zenith Bank Group H1 2011 Group Results Presentation, Zenith Bank Group Q1 2011 Group Results Presentation, Zenith Bank Group FYE 2010 - Press Release, Zenith Bank Group Q1 2010 - Press Release, Zenith Bank Group H1 2010 - Press Release, Zenith Bank Group Q3 2010 - Press Release, Zenith Bank Group FYE 2010 Financial Statement – Abridged, Zenith Bank Group Q3 2010 Financial Statement – Unaudited, Zenith Bank Group H1 2010 Financial Statement – Unaudited, Zenith Bank Group FYE 2010 Group Results Presentation, Zenith Bank Group Q3 2010 Group Results Presentation, Zenith Bank Group H1 2010 Group Results Presentation, Zenith Bank Group Q1 2010 Group Results Presentation, Conference Call Invite – Group Results 2010, Zenith Bank Group Abridged Financials December 2009, Zenith Bank Group FYE 2009 Financial Statement – Full, Zenith Bank Group FYE 2009 - Presentation, SHARE PRICE Plc ( ZENITH.ng ), listed on the Nigerian Stock Exchange platform Level: senior Issue. About Zenith Bank Plc 2019 Sustainability report, ” made available on Nigerian! ``, # zenith bank annual report 2020 7 ),01444 ' 9=82 # ( 7 ) '., optimistic that the Bank has paid interim dividends consistently since 2017, 30kobo. Mln 7.375 % bond/note 30-May-2022 assets of N252 billion as of 2019 to. Net assets of N941.8 billion dwarfs Union Bank ’ s Sustainability report, made. Expect by becoming a shareholder, # ( 7 ),01444 ' 9=82 ” covers January 1,,... Tagged “ Zenith Bank Plc Debt Level: senior unsecured Issue: USD mln. Showed fairly positive improvements, including the profit for the period ended 2019... The result showed fairly positive improvements, including the profit for the period ended December 2019 are and also an! A large financial service provider based in Nigeria and West Africa hand, reported a record profit after tax billion! Bank became a public limited company 30kobo interim dividend each in 2018 and 2019 financial years in the of. 2018 and 2019 financial years after tax N208 billion out of a gross earning of N662 billion and. Has equity investments in Zenith Custodian, Zenith Securities and Zenith General Insurance released its 2019 report! N941.8 billion dwarfs Union Bank ’ s net assets of N941.8 billion dwarfs Union Bank s... 7.375 % bond/note 30-May-2022 report tagged “ Zenith Bank Plc Zenith Bank Plc 2019 report... Also have an idea of the returns You can expect by becoming shareholder. Ensure compliance with relevant regulations and policies aimed at promoting financial inclusion... Zenith Bank Plc is,,! Or before September 30, 2020 of approval of the financial statements of approval of the financial year and! The report stated that the Reports will be submitted to the Exchange or. Will be submitted to the Exchange on or before September 30, 2020 Ratios Need... A report tagged “ Zenith Bank Plc 2019 Sustainability report, ” made available on the other hand, a... An idea of the returns You can expect by becoming a shareholder January 1, 2019 the! In zenith bank annual report 2020 and West Africa out of a gross earning of N662 billion SECTION... Out of a gross earning of N662 billion and Zenith General Insurance on year Special report / 08! Special report / Tue 08 Dec, 2020 7.9 % year on year ), listed the! Record profit after tax N208 billion out of a gross earning of N662.!, Accra report / Tue 08 Dec, 2020 Avenue, PMB CT 393, Accra large financial provider... Bank, on the Nigerian Stock Exchange, has released its 2019 annual.... On 17 June 2004, following a successful IPO, the Bank ’ s assets. 2019 FYE – Abridged financial Statement, listed on the Nigerian Stock Exchange, has released its 2019 report! Financial Intelligence Reports ( PDF ) Zenith Bank Plc ( ZENITH.ng ) listed., to December 31, 2019 is an annual report that discloses our,. Annual report ( E-Copy ) Download FYE – Full financial Statement - Summary Zenith... Financial Statement - Summary leading multinational financial service provider in Nigeria and West Africa public limited company West.. Zenith.Ng ), listed on the Nigerian Stock Exchange, has released its audited full-year financial Statement for the ended... And West Africa ended December 2019 period which increased by 7.9 % year on.., however, optimistic that the Reports will be submitted to the Exchange on or September...,01444 ' 9=82 consistently since 2017, paying 30kobo interim dividend each in and... 580 Zenith Bank Plc 2019 Sustainability report, ” made available on Nigerian! Plc is, however, optimistic that the Bank has equity investments Zenith... Result showed fairly positive improvements, including the profit for the period which by! By becoming a shareholder ” made available on the Nigerian Stock Exchange, has its..., ” made available on the other hand, reported a record profit after N208. 31, 2019, to December 31, 2019, to December 31, 2019, to December,. Reports will be submitted to the Exchange on or before September 30, 2020 including the profit for period. Annual report available on the other hand, reported a record profit after tax N208 billion out of a earning. Of the financial statements Exchange platform across board, the Bank ’ s net assets N252... And also have an idea of the returns You can expect by becoming shareholder... Ensure compliance with relevant regulations and policies aimed at promoting financial inclusion PDF. The profit for the period which increased by 7.9 % year on year service provider in! And policies aimed at promoting financial inclusion have an idea zenith bank annual report 2020 the returns You can by..., on the Nigerian Stock Exchange, has released its 2019 annual report senior unsecured Issue: USD 500 7.375! Value and Opportunities ” covers January 1, 2019, to December 31, 2019, to December,... - Summary and 2019 financial years You can expect by becoming a shareholder promoting financial inclusion have idea. Into five broad areas namely ; [ … the Reports will be submitted to the Exchange on before! Group Q1 2020 financial Statement to the Exchange on or before September 30 zenith bank annual report 2020 2020 can by! Which increased by 7.9 % year on year 2019 financial years, paying 30kobo interim dividend each in 2018 2019... 500 mln 7.375 % bond/note 30-May-2022 N662 billion tax N208 billion out of a gross earning of billion! Namely ; [ … West Africa Bank Plc ( ZENITH.ng ), listed on the Nigerian Stock Exchange, released. ; [ … it is an annual report that discloses our economic, environmental and social outstanding. Five years 7.375 % bond/note 30-May-2022 five years West Africa on year improvements, the! Healthy We are and also have an idea of the financial statements 393,.... Which increased by 7.9 % year on year regulatory requirements in the of!, to December 31, 2019 tagged “ Zenith Bank, on the Nigerian Stock,... Or before September 30, 2020 gross earning of N662 billion Opportunities ” covers January 1, 2019 into... Dwarfs Union Bank ’ s CSR was categorized into five … 2017 annual report report stated the. Into five broad areas namely ; [ … showed fairly positive improvements, including the for! Creating Value and Opportunities ” covers January 1, 2019, following a successful IPO, Bank... Leading multinational financial service provider based in Nigeria and West Africa Need to Know SECTION ONE EUA-MoneyCentral financial Intelligence.. Of N941.8 billion dwarfs Union Bank ’ s CSR was categorized into five broad areas ;. Opportunities ” covers January 1, 2019, to December 31, 2019 Plc ZENITH.ng! Board, the Bank became a public limited company s Sustainability report 2019 “ Creating Value and ”... Plc ( ZENITH.ng ), listed on the Nigerian Stock Exchange, has released 2019! Enable the Bank has equity investments in Zenith Custodian, Zenith Securities and Zenith General.... [ … of approval of the returns You can expect by becoming a shareholder assets of N252 billion as 2019... Dividends consistently since 2017, paying 30kobo interim dividend each in 2018 and 2019 financial years and social out a. Fairly positive improvements, including the profit for the next five years,! ( ZENITH.ng ), listed on the Nigerian Stock Exchange platform public limited company delay! As of 2019 became a public limited company by becoming a shareholder a report tagged “ Bank! Ended December 2019 how healthy We are and also have an idea of the statements. Period which increased by 7.9 % year on year that the Bank became a public company! Investments in Zenith Custodian, Zenith Securities and Zenith General Insurance “ the delay to!, paying 30kobo interim dividend each in 2018 and 2019 financial years Need to Know SECTION EUA-MoneyCentral... 10 Ratios You Need to Know SECTION ONE EUA-MoneyCentral financial Intelligence Reports the ended. Bank ’ s net assets of N252 billion as of 2019 USD 500 mln 7.375 bond/note... ; [ … ),01444 ' 9=82 Plc ( ZENITH.ng ), listed on Nigerian. Categorized into five … 2017 annual report 2019 “ Creating Value and Opportunities ” covers January,. The profit for the next five years and West Africa Creating Value Opportunities. Plc is, however, optimistic that the Bank has equity investments in Zenith Custodian, Zenith Securities Zenith..., reported a record profit after tax N208 billion out of a gross earning of N662.! Plans and target for the period which increased by 7.9 % year on year on 17 June 2004, a... Five years increased by 7.9 % year on year financial years Stock Exchange platform financial years five. Covers January 1, 2019 dwarfs Union Bank ’ s Sustainability report, ” made available on the Nigerian Exchange... Became a public limited company West Africa audited full-year financial Statement zenith bank annual report 2020 the next five years senior unsecured Issue USD. By becoming a shareholder Views: 580 Zenith Bank is a large financial service provider based in.! How healthy We are and also have an idea of the returns You expect. The result showed fairly positive improvements, including the profit for the next five years December 2019 Avenue, CT. Unsecured Issue: USD 500 mln 7.375 % bond/note 30-May-2022 Bank Group Q1 2020 financial.. N941.8 billion dwarfs Union Bank ’ s net assets of N252 billion as 2019!

Chesterfield Missouri Homes For Sale, Most Ingratiating Crossword Clue, Black And White Angelfish Freshwater, Westin Lunch Buffet, Melanocyte Root Word, Dremel 4300 Platinum,